If so, you won’t be allowed to use Chapter 7; instead, you will have to use Chapter 13 if you want to file for bankruptcy. The main goal of the means test is to require higher earning debtors to pay back some or all of their debt in Chapter 13, rather than allowing them to discharge their debt in Chapter 7.
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Wisconsin Bankruptcy Means Test If you would like to file a Chapter 7 bankruptcy you must pass the Wisconsin means test. The test only applies to higher income filers which means that if your income is below the Wisconsin median for your household size you are exempt from the test and may file a Chapter 7.
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Chapter 13 Bankruptcy Means Test. While there are specific eligibility requirements for filing a Chapter 13 bankruptcy, the Chapter 13 bankruptcy means test is primarily used to determine the length of the repayment plan.The repayment plan is either three years or five years, depending on your ability to repay your debt.
The problems had started when Sam was 13, barely a month into eighth grade. and didn’t even pick up a pen when it was time to take a test. One of his extracurricular instructors-a woman who had.
Means Test. Keep in mind that just because you can file a Chapter 7 does not mean that should. Generally, a Chapter 7 bankruptcy is a better option if you are not attempting to keep secured property like home with a mortgage but you should consult with an attorney to.
You must pass the means test, which determines whether you qualify to file Chapter 7. Cannot have had a Chapter 7 discharge in the past eight years or a Chapter 13 discharge in the past six years..
In his comments to the Register Dec. 13. can mean either “temptation” or “trial.” It is the same in Hebrew and Aramaic, he added, as the word has the same root, and he cited as an example Genesis.
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